Is Limo Service Safe? What to Know Before You Book

Safety is the single most important thing to verify before booking any chauffeured transportation, whether it's an airport transfer, a prom night, or a wedding. Unfortunately, "safe" isn't something you can judge from a website's photos alone — it comes down to a handful of concrete, checkable facts about the company.

Is the Company Actually Licensed?

In Maryland, for-hire passenger transportation companies are licensed and regulated by the Maryland Public Service Commission (PSC) as a condition of legally operating. A legitimate company should be able to provide its PSC carrier number without hesitation — 92 Limo Service operates as 92 Transportation LLC, Maryland PSC Carrier #6325. A company that can't or won't provide a license number is a clear red flag.

Other states and DC have their own equivalent licensing bodies; the specific agency name differs, but the principle is the same — ask for it, and verify it's current.

Is the Vehicle Commercially Insured?

Personal auto insurance generally does not cover a vehicle being used commercially to transport paying passengers — that requires a separate commercial policy with higher liability limits. A company operating without proper commercial coverage is a serious risk to passengers if anything goes wrong, since a personal policy may simply deny the claim.

Are Chauffeurs Background-Checked and Properly Licensed?

Ask whether chauffeurs undergo a background check and hold the appropriate driver's license class for commercial passenger transport. Reputable companies screen chauffeurs before hiring and maintain ongoing compliance — this is a standard question, and a company confident in its hiring practices will answer it directly.

How Are Vehicles Maintained and Inspected?

Commercial passenger vehicles should be on a regular maintenance and inspection schedule beyond what a personal car typically receives, given the higher mileage and passenger-carrying duty. Clean, late-model vehicles are a visible proxy for this, but it's reasonable to ask directly about maintenance practices, particularly for a long-distance or multi-hour booking.

Red Flags to Watch For

A price that seems unusually low compared to other quotes, reluctance to provide a license or insurance confirmation, no fixed business address or phone line answered inconsistently, and pressure to pay entirely in cash with no written confirmation are all signs worth taking seriously. A legitimate company welcomes these questions rather than deflecting them.

Ask for the PSC (or equivalent) carrier number directly
Confirm commercial insurance coverage, not personal auto
Ask whether chauffeurs are background-checked
Get a written quote with the fare terms spelled out
Check for a real business address and consistent phone answering

Frequently Asked Questions

How do I verify a Maryland limo company is licensed?

Ask directly for their Maryland PSC carrier number and, if you want to double-check, the Maryland Public Service Commission maintains licensing records. 92 Limo Service operates as 92 Transportation LLC, MD PSC Carrier #6325.

Does personal car insurance cover a limo or car service?

No — personal auto policies generally exclude commercial passenger transportation. A legitimate company carries a separate commercial insurance policy.

Should chauffeurs be background-checked?

Yes, and a reputable company will confirm this directly when asked. It's a standard, reasonable question to ask before booking.

What's a reasonable red flag to walk away from?

A company that won't provide licensing or insurance information, has no fixed address, or insists on cash-only payment with no written quote.

Is 92 Limo Service licensed and insured?

Yes — 92 Transportation LLC is licensed as Maryland PSC Carrier #6325, with commercially insured vehicles and background-checked chauffeurs.